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<p class="MsoNormal" align="center" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;text-align:center">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:1.6pt">Call for Expression of Interest (EOI)<o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;text-align:center">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:1.6pt">Credit scoring of smallholder farmer in Lac Duong district<o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;text-align:center">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:1.6pt">– caf�-REDD PROJECT<o:p></o:p></span></b></p>
<p class="MsoNormal" align="center" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:6.0pt;margin-left:0in;text-align:center">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:1.6pt"><o:p> </o:p></span></b></p>
<div style="mso-element:para-border-div;border:solid #C1EDFF 3.0pt;padding:0in 0in 0in 0in;background:#C1EDFF">
<p class="MsoNormal" style="margin-left:.5in;text-align:justify;text-indent:-.5in;background:#C1EDFF;border:none;padding:0in">
<b><span style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:.75pt">Background
<o:p></o:p></span></b></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<b><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">About SNV Netherlands Development Organization<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">SNV is an international not-for-profit development organisation, working in more than 25 countries in Africa, Asia, and Latin America. SNV is a mission-driven global development
partner, rooted in the contexts and societies where we work. And that mission is to strengthen capacities and catalyse partnerships that transform the agri-food, energy, and water systems to enable sustainable and more equitable lives for all. Our global team
of advisors use their specialist expertise to facilitate sustainable change in the livelihoods of millions of people living in poverty.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<b><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">About Caf�-REDD+<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">SNV has obtained funding from the International Climate Initiative (IKI) for a project entitled ‘Coffee Agroforestry and Forest Enhancement for REDD+ in Lam Dong’ (CAF�-REDD), from
2018-2024. The project aims to establish and develop a public-private-producer partnership (4P) for forest landscape conservation and restoration in one of Lam Dong’s most important forested landscapes - the Lang Biang Biosphere Reserve comprised of Bi Doup
Nui Ba National Park and surrounding agricultural land in Lac Duong District.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Activities of the project include; i) strengthening public sector capacity for climate smart/sustainable land use planning and collaborative management of forests with communities,
ii) working with coffee-buying companies to improve monitoring and traceability systems to prevent deforestation in supply chains; and iii) investing in (mainly ethnic minority) smallholder farmers to promote climate smart, sustainable coffee production techniques
leading to improved coffee quality and prices, whilst also promoting landscape restoration through mixed agroforestry systems and alternative livelihoods.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Since its inception in 2018, the project has supported over 3,355 farmers in the district through the provision of more than half of million coffee and tree seedlings, training
of the farmers in better practices, formation of farmer groups, and building connections between these farmers and coffee companies in inclusive value chain models. These activities allow farmers to rejuvenate coffee farms and introduce multi-purpose tree
species (macadamia and persimmon) and improve the quality of their coffee and their marketing power. This results in diversifying their incomes an creating economic and climatic resilience.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Longer term sustainability and upscaling of the project’s activities is threatened by farmers’ lack of capital and/or access to credit to invest in seedlings and improved production
methods. In 2021 the project commissioned a study into the risks and opportunities associated with improving financial access for farmers. This study found that there is a large ‘market failure’ in the provision of finance in Lac Duong and similar rural populations
nationwide, with a large unmet demand for credit products by several groups of stakeholders, especially base-of pyramid customers, poorer farmers and smaller or newer enterprises. However, many of the solutions, including access to finance through farmer groups,
were already being put in place by the Caf�-REDD+ project.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<b><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">About the partner banks<o:p></o:p></span></b></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Building on the recommendations of this report, in 2023 the project began strategically coordinating with banks that are operating in the district and who are motivated to grow
the lending that they can offer to groups such as those that have been the beneficiaries from Caf�-REDD+. In March 2023 the project team held consultations with Agribank (Lac Duong branch), VSPB (Lac Duong branch) and Lien Viet Post Bank (Lam Dong branch)
to discuss potential collaboration modalities.<o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">It was agreed with both Agribank and LVPB to sign MOUs for further collaboration. Both banks are interested to work with SNV to lend through the many farmer groups we have established.
In LVPB’s case, to expand the lending model they have developed with Him Lam Maca to the macadamia farmer groups that the project has established, and Agribank’s case, to work with farmer groups in communes of the district where their footprint is smallest,
such as Dung K’no commune. SNV discussed several activities that we could support the banks with, and they were both interested in support to engage with and on-board these farmers.<o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<div style="mso-element:para-border-div;border:solid #C1EDFF 3.0pt;padding:0in 0in 0in 0in;background:#C1EDFF">
<p class="MsoNormal" style="margin-left:.5in;text-align:justify;text-indent:-.5in;background:#C1EDFF;border:none;padding:0in">
<b><span style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:.75pt">Objectives<o:p></o:p></span></b></p>
</div>
<p class="MsoNormal" style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:3.0pt;margin-left:0in;line-height:115%;page-break-after:avoid;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Caf�-REDD is looking for consultants to support our partner banks to ‘on-board’ new clients</span><span style="font-family:"Verdana",sans-serif">
</span><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">at scale, cost effectively. This will be done by conducting
</span><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Know Your Customer (</span><span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">KYC)/’credit scoring’ checks on farmers that the project has worked
with on behalf of the banks. The project requires the qualified consultants to oversee and lead this process by developing the credit scoring questionnaire, method, and process in cooperation with the partner banks; developing tools or survey software to collect
the data; training and testing the collection process with local staff who will act as enumerators; and cleaning, processing, and analysing data for the partner banks.<o:p></o:p></span></p>
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<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">The projects target is to credit score 375 farmers, and we hope that at least 25% will take up financial products with out partner banks, although this is not a requirement on the
selected consultants. While we fully acknowledge that decisions to demand or supply finance are beyond the control of the selected consultants and of SNV, we plan to organise the scoring among target groups that we believe are most suitable, and the selected
consultants will work with SNV and the partner banks to utilise existing data sets in order to pre-select the farmers and groups to credit score in order to maximise the chances of success.
<o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<div style="mso-element:para-border-div;border:solid #C1EDFF 3.0pt;padding:0in 0in 0in 0in;background:#C1EDFF">
<p class="MsoNormal" style="margin-left:.5in;text-align:justify;text-indent:-.5in;background:#C1EDFF;border:none;padding:0in">
<b><span style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:#002060;text-transform:uppercase;letter-spacing:.75pt">tasks<o:p></o:p></span></b></p>
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<p class="MsoNormal" style="text-align:justify;line-height:115%;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">The expected tasks to meet this objective are as follows:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Development of KYC / “credit scoring” mechanism appropriate for the requirements of Agribank and LVPB, the products
which they intend to deploy, and for the target market (i.e., farmers who have worked with SNV and are organised in farmer groups). This task should be conducted in close collaboration with the banks so that the farmer data generated through this exercise
is directly relevant to and consistent with their KYC systems and procedures.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Creation of farmer questionnaire based on this KYC / credit scoring mechanism that includes all required data
and variables. This will be developed in collaboration with the banks, but may include:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:1.0in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level2 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">a.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Personal Information such as household size, farm size, crops grown, land title.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:1.0in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level2 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">b.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Income, expenses, and cash flow.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:1.0in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level2 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">c.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Financial needs and existing debt.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Formatting the questionnaire into a media that is agreed as appropriate for the enumerators and banks partners,
possibly including Kobo Toolbox, for example.<a style="mso-footnote-id:ftn1" href="#_ftn1" name="_ftnref1" title=""><span class="MsoFootnoteReference"><span class="MsoFootnoteReference"><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;mso-fareast-language:EN-US">[1]</span></span></span></a><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">4.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Review existing data sources<a style="mso-footnote-id:ftn2" href="#_ftn2" name="_ftnref2" title=""><span class="MsoFootnoteReference"><span class="MsoFootnoteReference"><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;mso-fareast-language:EN-US">[2]</span></span></span></a>
in collaboration with project partners to pre-select farmers and agree the sample of farmers to be surveyed.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">5.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Oversee data collection of 375 farmers (to be managed by local SNV staff, and not included in the budget for this
assignment) through training of on-field enumerators for data collection activities, data testing, monitoring, and calibration of questionnaire, assessing the data’s consistency and dependability.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">6.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Clean the data.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">7.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Provide raw data and KYC decisions to project partners.<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="mso-margin-top-alt:6.0pt;margin-right:0in;margin-bottom:0in;margin-left:.5in;mso-add-space:auto;text-align:justify;text-indent:-17.85pt;line-height:115%;mso-list:l0 level1 lfo1;text-autospace:none">
<![if !supportLists]><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><span style="mso-list:Ignore">8.<span style="font:7.0pt "Times New Roman"">
</span></span></span><![endif]><span dir="LTR"></span><span lang="EN-GB" style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif">Write a short final project report reviewing the process and a summary report of the data analytics.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align:justify;line-height:115%;text-autospace:none">
<span style="font-size:9.0pt;line-height:115%;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">The work specified above is expected to be completed within 3 months, by October 2023</span><span style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><i><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">For more details on the Expression of Interest process, submission requirements, and evaluation details, please
see corresponding sections below</span></i><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">:</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black"> </span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
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<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Submission Requirements</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
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<td width="473" valign="top" style="width:354.95pt;border:solid windowtext 1.0pt;border-left:none;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:38.1pt;margin-bottom:0in;margin-left:5.15pt;margin-bottom:.0001pt;line-height:16.0pt">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Interested organisations/ consultant teams/ individuals should submit the EOIs with following information/ documents via
</span><span lang="NL" style="font-size:9.0pt;font-family:"Verdana",sans-serif">the link
<b><span style="background:yellow;mso-highlight:yellow"><a href="https://smrtr.io/fbmr9">https://smrtr.io/fbmr9</a></span></b>
</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<ol style="margin-top:0in" start="1" type="1">
<li class="MsoListParagraphCxSpFirst" style="margin-top:6.0pt;margin-bottom:6.0pt;margin-left:0in;mso-add-space:auto;line-height:normal;mso-list:l1 level1 lfo2">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Letter of Interest<o:p></o:p></span></b></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;line-height:16.0pt;mso-list:l1 level1 lfo2">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">The applicant’s professional qualifications and CVs</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> which requires:</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li></ol>
<ul style="margin-top:0in" type="disc">
<li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Proof of similar assignments relating to access to finance for farmers in Vietnam and demonstrated knowledge and experience in facilitating smallholder financial inclusion.
</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Experience working with Vietnam banking sector is required, and experience with Agribank and Lien Viet Post Bank is desirable.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Experience conducting similar credit scoring assignment and working with financial institutions to onboard new clients.
</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Experience working on collateral free lending, farmer group models, and value-chain development is desirable.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Experience in development of surveys and KYC tools, and advanced data management and analytical skills.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li><li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;mso-list:l2 level1 lfo3;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">The daily work, training, and survey will be conducted in Vietnamese, but the team should have proficiency in English and be able to provide a final report to SNV in English.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></li></ul>
<p class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;mso-add-space:auto;text-align:justify;line-height:16.0pt;background:white">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
<ol style="margin-top:0in" start="3" type="1">
<li class="MsoListParagraphCxSpMiddle" style="margin-left:0in;mso-add-space:auto;line-height:16.0pt;mso-list:l1 level1 lfo2">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Self-Declaration form<o:p></o:p></span></b></li></ol>
<p class="MsoListParagraphCxSpMiddle" style="line-height:16.0pt"><b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></b></p>
<ol style="margin-top:0in" start="4" type="1">
<li class="MsoListParagraphCxSpMiddle" style="margin-bottom:0in;margin-left:0in;mso-add-space:auto;line-height:16.0pt;mso-list:l1 level1 lfo2">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Business registration
</span></b><b><span style="font-size:9.0pt;font-family:"Verdana",sans-serif">certificate</span></b><b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> of the company (if any);<o:p></o:p></span></b></li></ol>
<p class="MsoListParagraphCxSpLast" style="margin-bottom:0in;mso-add-space:auto;line-height:16.0pt">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></b></p>
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<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:12.55pt;margin-bottom:0in;margin-left:5.15pt;margin-bottom:.0001pt;line-height:16.0pt">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Deadline for EOI</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:12.55pt;margin-bottom:0in;margin-left:5.15pt;margin-bottom:.0001pt;line-height:16.0pt">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif">Submissions</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:0in;margin-right:12.55pt;margin-bottom:0in;margin-left:5.15pt;margin-bottom:.0001pt;line-height:16.0pt">
<b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> </span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
</td>
<td width="473" valign="top" style="width:354.95pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:106%">
<span lang="NL" style="font-size:9.0pt;line-height:106%;font-family:"Verdana",sans-serif">EOIs are due
<b>17:00 on June 9<sup>th</sup>, 2023</b><o:p></o:p></span></p>
</td>
</tr>
</tbody>
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<h1 style="margin-top:0in;line-height:16.0pt"><u><span lang="EN-GB" style="font-size:9.0pt">Selection Process</span></u><span lang="EN-GB" style="font-size:9.0pt"><o:p></o:p></span></h1>
<p style="margin:0in;line-height:16.0pt;background:white"><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">SNV will review all Expressions of Interest received in accordance with the guidelines and criteria in this solicitation.
SNV reserves the right to exclude any EOIs that do not meet the guidelines. Please note that SNV is unable to provide detailed feedback to those EOIs that are not selected.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p class="gmail-m-5880337401002237705msobodytext" style="margin:0in;line-height:16.0pt">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Step 1:
</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">SNV will shortlist selected EOIs, and unsuccessful respondents will be notified. Successful applicants will be contacted by SNV.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p class="gmail-m-5880337401002237705msobodytext" style="margin:0in;line-height:16.0pt">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">Step 2:
</span></b><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">SNV will release Requests for Proposals (RFPs) for the specific activities and contract with the selected organizations/ consultants.</span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<h1 style="margin-top:0in;line-height:16.0pt"><u><span lang="EN-GB" style="font-size:9.0pt"><o:p><span style="text-decoration:none"> </span></o:p></span></u></h1>
<h1 style="margin-top:0in;line-height:16.0pt"><u><span lang="EN-GB" style="font-size:9.0pt">Protection of Information</span></u><span lang="EN-GB" style="font-size:9.0pt"><o:p></o:p></span></h1>
<p style="margin:0in;line-height:16.0pt;background:white"><span class="gmail-m-5880337401002237705nospacingchar"><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif;color:black">We request that Expressions of Interest responses be free
of any intellectual property that the applicant wishes to protect. Should offerors wish to include proprietary intellectual property that they believe would be helpful for SNV, please note the proprietary nature of such information. Costing information will
be kept confidential and will not be shared beyond SNV.</span></span><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p class="gmail-m-5880337401002237705msobodytext" style="margin:0in;line-height:16.0pt">
<span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"> <o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><em><span lang="EN-GB" style="font-size:9.0pt;color:black">Issuance of this EOI does not constitute a commitment, award, or engagement on the part of SNV nor does it commit SNV to any future commitment
or engagement.</span></em><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><em><span lang="EN-GB" style="font-size:9.0pt;color:black"> </span></em><span lang="EN-GB" style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p></o:p></span></p>
<p style="margin:0in;line-height:16.0pt;background:white"><em><span lang="EN-GB" style="font-size:9.0pt;color:black">Note: SNV reserves the right to change or cancel this requirement in the EOI/or solicitation process at any time.
</span><span style="color:black"><o:p></o:p></span></em></p>
<p style="margin:0in;line-height:16.0pt;background:white"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Verdana",sans-serif"><o:p> </o:p></span></p>
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<p class="MsoFootnoteText"><a style="mso-footnote-id:ftn1" href="#_ftnref1" name="_ftn1" title=""><span class="MsoFootnoteReference"><span lang="EN-GB"><span class="MsoFootnoteReference"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none;mso-fareast-language:EN-US">[1]</span></span></span></span></a><span lang="EN-GB">
The Caf�-REDD+ project has also developed a traceability system and databased being used by many companies in the region which already includes a software app and farmer database for >2000 farmers. Each of the farmers to be credit scored by this activity would
already have a profile on this database, and the selected individual/organisation would be able to access this data and make use of the software also if desired for conducting the survey.<o:p></o:p></span></p>
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<p class="MsoFootnoteText"><a style="mso-footnote-id:ftn2" href="#_ftnref2" name="_ftn2" title=""><span class="MsoFootnoteReference"><span lang="EN-GB"><span class="MsoFootnoteReference"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none;mso-fareast-language:EN-US">[2]</span></span></span></span></a><span lang="EN-GB">
See above.<o:p></o:p></span></p>
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